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United Teacher Associates

 
        
Specified Disease Insurance ...

Specified disease insurance provides benefits for only a single disease, such as cancer, or for a group of specified diseases.  The value of such coverage depends on the chance you will get the specific disease or diseases covered.

Is There A Difference In These Policies?  Yes.  Some specified disease policies pay a certain amount while you are confined in a hospital, plus a schedule of benefits - so much for surgery, chemotherapy, etc. while others pay a lump sum amount on first diagnosis.

Isn't Your Current Health Plan Enough Coverage?  Unfortunately, the answer could well be "No."  This is due to the fact that many of the costs associated with a heart attack or heart surgery have nothing to do with hospital or doctor bills.  Much of the expenses involve loss of income, travel, lodging, phone calls or care in the home.


CANCER POLICIES:

Why Do You Need A Cancer Benefit Policy? The risk of getting cancer is great. Statistics from the American Cancer Society estimate cancer will strike 42% of men and 39% of women during their lifetime. Even among children ages 1 to 14, cancer causes more deaths in the United States than any other disease.


HEART POLICIES:

Why Do You Need A Heart Policy? The risk of heart disease is great. Statistics from the American Heart Association show heart attack is the #1 killer of American men and women. An American dies of cardiovascular disease every 33 seconds and it is the cause of more than 42% of all deaths every year.

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Specified Disease Information Request Form

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   Products: [ ANNUITY | LIFE | HEALTH | DISABILITY | MEDIGAP | LONG TERM CARE | DISEASE ]
   Services:  [ COVERAGE REVIEW | CLAIMS MANAGEMENT ]

Copyright © 1998-2007  McClaren & Associates.  All Rights Reserved.
Last modified: August 23, 2007